Testimonials > Insurance

We will help in the submission of your Health Insurance claim!

What I have learned is that, as opposed to doctors who take insurance, I continually strive to improve therapies, I work like a detective to help my patients and spend about 4-6 times more time with my patients. I did take insurance and Medicare in the past and became very frustrated, Two-thirds of Medicare and insurance reimbursements are less than the cost of the service. If you were to go to a traditional office, you see someone who's filing insurance, somebody who's doing the billing, somebody who's doing the coding."

Total Health of Hawaii Healthcare's staff includes only a patient advocate, receptionist, Pilates and Yoga instructor and Dr. Kosmides.

"We pass those savings directly onto the patients, Our fees are generally 60 to 70 percent less than what they're going to be in traditional insurance medical settings".

Compared the system to owning a car.

People have automobile insurance for a collision or a breakdown. Likewise, people should have health insurance for catastrophic illnesses or surgery.

Yet, people don't use auto insurance to pay for vehicle maintenance. They shop around for the best price and service, and the same model could be applied to health care.

About half of our patients have health insurance and file their own claims after paying the Total Health of Hawaii's bill. Many times, our services are priced so low they can actually be less expensive for them to come there than to go somewhere and use their in-network coverage,

"There are no surprises. You know what you're getting. You know what you're spending for it," Why should medicine be any different?"

Dr. Kosmides is working to build a network of specialists with which he is working to negotiate discounted rates for his patients who will pay cash up front. The network will provide services like Thermography's, blood tests and MRI's, for example, so people who don't have insurance can get medical tests or treatments they need by working out payments they can afford.